Imagine waking up late on a typical working day without worrying about being late for work. Instead, you gradually clamber out of bed and meander down the road toward your favourite cafe. And there you chill with a delicious smoothie and watch the world go by over a leisurely lunch.
You’d probably get fired if you did this and had a regular job, but you don’t have to worry because a decent-sized deposit just landed in your bank account from the castle you co-own in Aargau. And since it is more than sufficient to cover your living expenses, you are suddenly blessed with an ample supply of the most precious commodity on earth. Time.
The above isn’t some pipe dream enjoyed by billionaires but achieved by many mortal souls around the world. Such individuals have decent-paying professional jobs but they also save and invest diligently, often in assets that produce steady and regular passive incomes.
For example, by putting money in crowdfunding, you can become a co-owner of a purpose-built student building in a prime university campus located in the UK. And it may not only earn a handsome yield (when compared to the paltry rates offered by banks) but also offer excellent potential for capital growth.
In fact, despite enjoying ultra-low interest rates since the Great Recession, investors seeking alternative assets were often unable to secure enough venture capital, due to the continuing lack of liquidity in major banks.
As a result, intermediary platforms began to spring up, which connected and amalgamated retail investors to property developers and thus the real estate crowdfunding market was born.
