Earn a monthly income with Le Bijou
To fuel our further expansion, improve operations and unlock new destinations and properties, we have issued a 7.125% p.a. fixed interest bond with the following highlights:
- 7.125% fixed yearly interest
- Monthly interest payments
- Plannable 5-year investment term
- CHF 25'000 minimum subscription
The terms and conditions of the bond can be found in the term sheet and/or, if applicable, in the bond prospectus (if issued by our subsidiary in Liechtenstein).
Unique benefits
Is it for you?
This type of investment works best for investors focusing on stability and plannable income. Switzerland’s hospitality sector, with the ever-increasing tourist arrivals since 1982, the real estate market unaffected by global turmoil, and top-tier international corporations make a perfect place to preserve and grow wealth – even during the global corona pandemic.
We have issued and repaid bonds since 2016 and have always fulfilled our obligations. Please reach out in case you would like to have individual references.
The le bijou way
Before we get into details,
let us explain how we work.
Investing in real estate traditionally means buying a property to let it to commercial or residential tenants. While this may create a steady income, the so-called "buy to let" approach doesn't unleash the property's full earning potential.
We see real estate differently and turn buildings into autonomously operated cashflow powerhouses. To do so, we have developed an operating model that has been outperforming traditional real estate investments since over a decade by rigorously automating processes and using modern tech to eliminate complex operations.
Sleep
Short term hotel bookings
Our apartments can be booked just like a hotel, night by night. As our offering is in the premium segment, guests are ready to pay a 5* rate to stay at our properties.
Live
Long term residential tenants
Instead of finding, furnishing, and decorating your own place, more and more high-earners decide to use "living as a service," which offers more flexibility and a fully managed lifestyle.
Celebrate
Corporate and private events
Brands and individuals enjoy meeting and spending time together. We are working for some of the most renowned luxury brands, private banks, and individuals who book a penthouse to celebrate.
| Le Bijou Development Bond | Description: |
| Interest: | 7.125% p.a. fixed interest rate |
| Coupon payments: | Monthly |
| Minimum investment: | CHF 25'000 |
| Issue size: | Up to CHF 8'000'000 |
| Issuer: | Le Bijou Real Estate AG, Zug / or Le Bijou Capital AG, Liechtenstein |
| Repayment: | On maturity (after 5-year term) |
| Status: | subordinated, unsecured bond |
| Collateral: | Not collateralised, only by issuers assets |
| Transferrability: | Can be transferred to other bondholders |
| Liquidity: | No |
| Early redemption: | No |
| Early redemption by issuer: | Yes, within 3 months |
| Use of funds: | Operational development, new locations and projects |
Bankability & Risk profile
Every investment comes with a certain degree of risk, and our bond issues are no exception. The current issue represents a subordinated, unsecured corporate bond that could result in the complete loss of the invested capital.
The terms and conditions are exclusively according to the official bond prospectus (if applicable) or term sheet. Before deciding on an investment, read the risk warnings carefully, or consult a trusted financial expert in case of doubt.RISK WARNINGLEGAL DOCUMENTS
Investors requiring our bond as bankable security can request a Swiss ISIN number upon request. By default, our bonds are issued as book-entry securities to reduce the issuance costs further. Should you require bankability, the costs will be deducted from the bond yield, resulting in a slightly lower annual return of 6.745% p.a. (costs approximately 0.38% p.a. excluding the bond holder's custodian fees).
Typically the annual fees are around 0.38% p.a. (external fees) for bankability. On top, the bondholder will pay a custodian fee at his bank. Secondary transactions usually cost around 1% of the total volume. The fees are raised by third-party providers, and Le Bijou has no control over the exact fees or future price increases. Therefore, the exact costs can only be terminated once we set up a bankable bond issue.
The fees for the bankable bond issue will be deducted from the bond's interest. We, therefore, suggest working with the non-bankable issues we offer whenever possible.
Every investment comes with a certain degree of risk, and our bond issues are no exception. We finance mortgage secured debt or asset-backed senior debt with banks or other financial institutions, where we pay market average interest. The current issue represents a subordinated, unsecured corporate bond that could result in the complete loss of the invested capital.
The terms and conditions are exclusively according to the official bond prospectus (if applicable) or term sheet available at Le Bijou. Before deciding on an investment, read the risk warnings carefully, or consult a trusted financial expert in case of doubt.
Please note that historical or projected performance information is not a reliable indicator for future earnings or losses. No investment advice: The mentioned explanations are neither investment advice nor a recommendation to buy or sell any financial instruments.
The Bonds and Coupons constitute unsecured and subordinate liabilities on the Issuer and are subordinate to all current and future liabilities on the Issue which are not subordinate or subordinated to the Bond issue.
The Bond is not listed for trading on any stock exchange and is not traded via any trading system. Therefore, there is no guarantee that the Bondholder will find a buyer for his Bonds and/or for the Coupons who will be willing to purchase his Bond(s) and/or Coupons or, respectively, to pay the purchase price he is asking.
For the performance of its business operations, the Issuer must rely to a considerable extent on financial resources made available to it either as equity or as borrowed capital. The willingness of investors to provide financial means to the Issuer or to invest in the Issuer’s equity not only depends upon the Issuer operating successfully but also on general conditions in capital markets.
Should the Issuer not be able to raise the financial resources needed, then not all of the projects attempted by the Issuer can be achieved, which can have a negative impact on business operations and business profits.
This list is solely to understand the risk profile of our bond issue. The list is not exhaustive, and the terms and conditions are exclusively according to the official bond prospectus (if applicable) or term sheet available at Le Bijou. Before deciding on an investment, read the risk warnings carefully, or consult a trusted financial expert in case of doubt.
Please note that historical or projected performance information is not a reliable indicator for future earnings or losses. No investment advice: The mentioned explanations are neither investment advice nor a recommendation to buy or sell any financial instruments.
Talk to us
Questions?
We are happy to answer all your questions in a personal meeting or call. Le Bijou representatives are available for in-person meetings all over Switzerland and, upon availability, in Europe.
Schedule a call with one of our representatives to determine if a bond investment is right for you.
